Chapter 13 Bankruptcy Attorneys in Henderson, Kentucky
Debt Relief and A New Start
The tell-tale signs of financial trouble are obvious. Letting credit card balances roll over. Dipping into a 401-K account to pay your bills. Taking out a second mortgage. Yet many people ignore these signs and forge ahead with their plans — thinking that somehow they can make up for it later.
If you have unmanageable levels of debt, simply hoping for a turnaround is not the answer. You need to take action sooner rather than later.
Deitz, Shields, Freeburger & Durbin, LLP is a law firm that helps people obtain debt relief through the bankruptcy system. We have helped many people like you get a fresh start — hard-working people who experienced financial difficulty through no fault of their own.
Contact us to schedule a consultation. It could be the first step toward a better financial future for you and your family.
Debt Relief Through Bankruptcy
The bankruptcy laws were enacted to give financially-stressed people the opportunity to obtain debt relief and the chance to begin again.
When you meet with us to discuss your situation, we will review your financial situation and discuss your options. For individuals, these include Chapter 13 bankruptcy, Chapter 7 bankruptcy, or seeking debt relief by means other than bankruptcy.
May Be Right for You
Chapter 13 bankruptcy is well-suited for people with regular incomes or who have significant property they want to retain, such as a home. If your income and debt levels qualify you and you meet other conditions, Chapter 7 may be a better option for you. A lawyer at our firm can help you make the right decision.
Chapter 13 Bankruptcy
As soon as we file Chapter 13 bankruptcy for you, the threat of foreclosure stops, as do repossession, garnishment actions and creditor harassment.
Our firm will then develop a reorganization plan designed to provide you with maximum debt relief. We will also seek to maximize your property exemptions to enable you to keep as much of your property as possible. In most cases, you can keep all of your property, including your home, your vehicles, retirement accounts, and personal property.
Under Chapter 13 bankruptcy, we can usually eliminate some debts and reduce others. We will develop a three to five-year payment plan for your remaining debts. The extra cash flow you receive can make your life easier in many ways.
Contact an Attorney Today
Contact us to arrange for a consultation with Deitz, Shields, Freeburger & Durbin, LLP
Our office is located in Henderson, Kentucky, to serve you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.